Home Warranty Companies are organizations that offer homeowners home warranty policies or service contracts. In the case of a breakdown or malfunction, these organizations specialize in providing coverage for the repair or replacement of major household systems and equipment. Among the well-known home warranty businesses are:
Home Warranty Companies in 2024
The following are the home warranty companies with the highest ratings:
- American Home Shield
- Choice Home Warranty
- Select Home Warranty
- Total Home Protection
- First American Home Warranty
Please keep in mind that this is not an exhaustive list, and there are other home warranty businesses on the market. It is critical to conduct research and evaluate many companies in order to locate the one that best meets your individual demands and preferences.
American Home Shield
American Home Shield is one of the biggest home warranty businesses in the United States, offering homeowners comprehensive coverage. Here are the essential facts regarding American Home Shield:
American Home Shield (AHS) was founded in 1971 and is headquartered in Memphis, Tennessee. With over 50 years of expertise, AHS has established itself as a household name in the home warranty market. ServiceMaster Global Holdings, Inc. owns the company.
AHS provides a variety of home warranty options to fit the needs of different homeowners. These policies often cover main house systems and appliances. American Home Shield provides the following primary coverage plans:
Home Warranty Companies
- HVAC (Heating, Ventilation, and Air Conditioning), electrical, plumbing, water heaters, and other critical home systems are covered in this plan.
- Appliances Plan: This plan covers domestic appliances such as refrigerators, ovens, dishwashers, washers, dryers, and built-in microwaves.
- Combo Plan: The Combo Plan is a comprehensive coverage option that encompasses both systems and appliances, providing homeowners with more comprehensive protection.
Available Add-Ons: In addition to the primary coverage options, American Home Shield provides extra add-ons that homeowners can choose from for additional protection. These add-ons may differ depending on the state and availability of coverage. Some common add-ons are:
- TVs, computers, gaming consoles, and home theater systems are all covered under the Electronics Plan.
- Pool and Spa Plan: Coverage for pool and spa equipment repair or replacement.
- Guest Unit Plan: This plan provides coverage for distinct guest units on the property, such as guest houses or in-law suites.
Exclusions and Limitations: While American Home Shield provides comprehensive coverage, it’s vital to recognize that certain goods and conditions may be excluded or limited. Some common exclusions and limitations are as follows:
- Pre-existing conditions: Problems that existed before the coverage began may not be covered.
- Inadequate maintenance or installation: If a system or appliance fails due to insufficient maintenance or installation, it may not be covered.
- Code infractions: Code violations may necessitate repairs that are not covered.
Claims Process and Service: American Home Shield has a simple claims process to help homeowners get timely and efficient repairs. When an insured item fails, homeowners can file a claim online or by calling the company’s 24-hour customer support hotline. The issue will then be diagnosed and repaired by a skilled technician from American Home Shield’s network of service providers.
It is vital to note that homeowners must pay a service call charge or deductible for each service request, which is usually a fixed sum stipulated in the contract.
Contract Details and Pricing: American Home Shield provides one-year service contracts that are renewable annually. Their plans’ prices can vary depending on criteria such as the coverage plan selected.
Homeowners can get a quote directly from American Home Shield or contact their sales reps for accurate pricing information and complete terms and conditions.
Customer Satisfaction: Although American Home Shield has a big customer base, homeowners have given it mixed evaluations. While some customers have reported favorable experiences with prompt repairs and excellent customer service, others have expressed concerns about claim denials, service delays, or issues reaching customer support.
While evaluating American Home Shield or any other home warranty business, homeowners should evaluate consumer comments and assess their individual needs and goals.
Home Warranty Companies
Choice Home Warranty is a well-known home warranty provider that offers coverage to homeowners all throughout the United States. Here is an in-depth look of Choice Home Warranty:
Choice Home Warranty has been in business since 2008 and is headquartered in Edison, New Jersey. The organization is known for providing comprehensive home warranty programs and for its dedication to client satisfaction.
Choice Home Warranty provides two core coverage options, as well as optional add-ons, allowing homeowners to tailor their warranty protection. Choice Home Warranty offers the following main coverage plans:
- Basic Plan: This plan covers fundamental systems and appliances such as HVAC, electricity, plumbing, water heaters, dishwashers, garbage disposals, ovens/ranges, and built-in microwaves.
- Whole Plan: A more comprehensive choice, the Total Plan covers a wide range of systems and appliances. It covers everything in the Basic Plan plus air conditioning (including ductwork), refrigerators, clothes washers and dryers, and garage door openers.
- Available Add-Ons: Choice Home Warranty provides numerous optional add-ons to improve coverage based on the needs of the homeowner. These extras differ by state and may include goods such as:
- Pool/Spa: Pool and spa equipment coverage, including pumps, motors, and heating systems.
- Well Pump: Well pump and component protection.
- Septic System: Protection against septic system failures and repairs.
- Second Refrigerator: Extra coverage for a home’s second refrigerator.
- Coverage Exclusions and Limitations: Choice Home Warranty, like any other home warranty provider, has some exclusions and limits in its coverage. They could include:
- Pre-existing conditions: Problems that existed prior to the start of the warranty coverage are typically not covered.
- Poor maintenance or installation: If a breakdown occurs as a result of poor maintenance or installation, it may be excluded from coverage.
- Repairs or replacements necessitated by code infractions may be excluded from coverage.
- Claims Procedure and Service: If a covered item fails, homeowners can make a claim with Choice Home Warranty online or over the phone. The organization provides a network of qualified service experts that can analyze and remedy the problem. Each claim requires the homeowner to pay a service call fee or deductible.
Contract Details and Pricing: Choice Home Warranty provides one-year service contracts that are renewable annually. Their plans’ prices can vary depending on factors such as region, property size, and coverage options chosen. To acquire precise price information, homeowners can request a quotation directly from Choice Home Warranty.
Consumer Satisfaction: Customers have given Choice Home Warranty mixed reviews. While some customers have expressed satisfaction with timely and efficient repairs, others have expressed concerns regarding claim denials and customer service issues. While choosing Choice Home Warranty or any other home warranty business, homeowners should evaluate consumer comments and assess their individual needs and goals.
Select Home Warranty
Select Home Warranty is a well-known home warranty service provider in the United States. Here’s a detailed look at Choice Home Warranty:
Overview of the Company: Choice Home Warranty, situated in Mahwah, New Jersey, has been in business since 2012. The company’s goal is to give homeowners around the country with dependable and reasonable home warranty coverage.
Home Warranty Companies
Coverage Plans: Choice Home Warranty provides a variety of coverage plans to fit the needs of different homeowners. Choose Home Warranty offers the following primary coverage plans:
- Bronze Care Plan: This plan covers key systems and appliances such as heating, electrical, plumbing, water heaters, ovens, ranges, cooktops, and built-in microwaves.
- Gold Care Plan: The Gold Care Plan provides more comprehensive coverage than the Bronze Care Plan, including everything in the Bronze Care Plan as well as additional products such as air conditioning systems, refrigerators, laundry washers and dryers, and garage door openers.
- Platinum Care Plan: The Platinum Care Plan is the most comprehensive choice, covering a wide range of systems and appliances, including all of the things in the Gold Care Plan as well as plumbing coverage.
- Optional Add-Ons: Select Home Warranty provides optional add-on coverage to enhance their plans further. These add-ons can vary, but common options may include:
- Pool/Spa: Pool and spa equipment coverage, including pumps, motors, and heating systems.
- Central Vacuum: Extra protection for central vacuum systems.
- Well Pump: Well pump and component protection.
Coverage Exclusions and Limitations: Choice Home Warranty, like any other home warranty business, has some exclusions and limits in its coverage. They could include:
Pre-existing conditions: Often, issues that existed prior to the start of the warranty coverage are not covered.
Poor maintenance or installation: If a breakdown occurs as a result of poor maintenance or installation, it may be excluded from coverage.
Repairs or replacements necessitated by code infractions may be excluded from coverage.
Claims Procedure and Service: To register a claim with Choice Home Warranty, homeowners can call their customer care team or submit their claim online. The company will then dispatch a competent service technician from their professional network to inspect and repair the covered item. Each claim requires the homeowner to pay a service call fee or deductible.
Contract Details and Pricing: Choice Home Warranty provides one-year service contracts that are renewable annually. Their plans’ prices can vary depending on factors such as region, property size, and coverage options chosen. To acquire precise price information, homeowners can request a quotation directly from Choice Home Warranty.
Consumer Satisfaction: Customers have given Choice Home Warranty mediocre reviews. While some customers have indicated satisfaction with timely and satisfactory repairs, others have expressed worries regarding claim denials and customer service challenges. While evaluating Choice Home Warranty or any other home warranty business, homeowners should evaluate consumer comments and assess their individual needs and goals.
Total Home Protection
Complete House Protection is a well-known home warranty company in the United States that offers coverage to homeowners. Here’s a more in-depth look at Whole Home Protection:
Overview of the Company:
Complete House Security, situated in Fort Lauderdale, Florida, has been serving customers since 2016. The company’s goal is to provide consumers with comprehensive and reasonable home warranty programs that protect them from unexpected repair expenditures.
Complete Home Protection offers a choice of coverage plans to meet the needs of different homeowners. Complete Home Protection provides the following primary coverage plans:
Gold Plan: This plan includes important home systems such as HVAC, electricity, plumbing, water heaters, and ducting.
Platinum Plan: In addition to the goods covered under the Gold Plan, the Platinum Plan offers coverage for additional appliances such as refrigerators, dishwashers, washers, dryers, ovens, and cooktops.
Complete Home Protection provides various add-ons to enhance their plans and provide additional coverage. These extras could include:
- Pool/Spa: Pool and spa equipment coverage, including pumps, motors, and heating systems.
- Protection against septic system failures and repairs.
- Coverage for well pumps and its components.
Exclusions and Limitations: Like other home warranty companies, Total Home Protection has coverage exclusions and limits. These could be as follows:
- Pre-existing conditions: Problems that existed before the coverage began may not be covered.
- Poor maintenance or installation: If a breakdown occurs as a result of poor maintenance or installation, it may be excluded from coverage.
- Code infractions: Code violations may necessitate repairs or replacements.
Claims Procedure and Service: Homeowners can contact Total Home Protection’s customer service team by phone or through their online portal to file a claim. To diagnose and repair the covered item, the company will appoint a qualified service technician from their network of professionals. Homeowners must pay a service call fee or deductible for repairs.
Contract Details and Pricing: Whole Home Protection provides one-year service agreements that can be renewed on an annual basis. Their plans’ prices can vary depending on factors such as region, property size, and coverage options chosen. To acquire precise price information, homeowners can request a quote directly from Complete Home Protection.
Customer Satisfaction: Complete Home Protection has garnered a variety of consumer feedback. While some customers have favorable experiences with rapid repairs and excellent customer service, others have reported concerns regarding claim denials and issues reaching customer service. While evaluating Complete Home Protection or any other home warranty business, homeowners should evaluate consumer comments and assess their individual needs and goals.
First American Home Warranty
First American Home Warranty is a well-known home warranty service provider in the United States. Here is an in-depth look at First American Home Warranty:
First American Home Warranty is a part of First American Financial Corporation, a leading title insurance and settlement services provider. First American Home Warranty has established itself as a reputable name in the house warranty market with over 35 years of experience.
Coverage Plans: For homeowners, First American Home Warranty provides comprehensive coverage plans. First American Home Warranty offers the following primary coverage plans:
Basic Plan: This plan covers fundamental home systems including HVAC, electricity, plumbing, water heaters, and built-in microwaves.
Premier Plan: The Premier Plan is a more comprehensive alternative that provides coverage for all Basic Plan goods as well as additional items such as air conditioning systems, refrigerators, clothes washers and dryers, and garage door openers.
Optional Add-Ons: To supplement their policies, First American Home Warranty provides optional add-on coverage. These extras can vary, however they may include:
- Basic Plan: This plan covers fundamental home systems including HVAC, electricity, plumbing, water heaters, and built-in microwaves.
- Premier Plan: The Premier Plan is a more comprehensive alternative that provides coverage for all Basic Plan goods as well as additional items such as air conditioning systems, refrigerators, clothes washers and dryers, and garage door openers.
- Optional Add-Ons: To supplement their policies, First American Home Warranty provides optional add-on coverage.
These extras can vary, however they may include:
Claims Process and Service: Homeowners can contact First American Home Warranty’s customer service team by phone or through their online portal to file a claim. To diagnose and repair the covered item, the company will appoint a qualified service technician from their network of professionals. Each claim requires the homeowner to pay a service call fee or deductible.
Contract Terms and Pricing: First American Home Warranty provides one-year service contracts that are renewable annually. Their plans’ prices can vary depending on factors such as region, property size, and coverage options chosen. To acquire precise price information, homeowners can request a quotation directly from First American Home Warranty.
Customer Satisfaction: Customers have given First American Home Warranty mixed reviews. While some customers have expressed satisfaction with rapid repairs and outstanding customer service, others have highlighted worries regarding claim denials and issues reaching customer support. While assessing First American Home Warranty or any other home warranty business, homeowners should evaluate consumer comments and consider their individual needs and goals.
Please keep in mind that this is not an exhaustive list, and there are other home warranty businesses on the market. It is critical to conduct research and evaluate many companies in order to locate the one that best meets your individual demands and preferences. Home Warranty Companies